Get Expert Financial Leadership Without a Full-Time CFO Price Tag
Once your business hits a certain size, the complexity of your finances often outgrows the capacity of your existing team. You know you need the expertise of a CFO, but paying over $229,000 a year plus bonuses and benefits isn’t realistic. Meanwhile, tasks like billing, payroll, and bookkeeping are scattered across different people juggling other work, causing confusion and delays. That’s where our Fractional CFO service comes in. By partnering with Argento CPA, you can cut costs by up to 50% while gaining the hands-on leadership, well-honed processes, and strategic advice you need to boost profits and fuel growth.
Why Choose a Fractional CFO?
- Cost-Effective Expertise:
Instead of hiring a full-time CFO, our flexible model gives you on-demand access to high-level financial leadership. You only pay for what you need, so more of your budget can go toward growth initiatives instead of overhead.
- All-in-One Financial Management:
Instead of spreading financial duties across multiple overworked employees, our cohesive team—led by a Virtual CFO and supported by a controller, accountants, CPAs, and tax specialists—handles everything. Forecasting, KPIs, accounting: it’s all managed in one place, improving accuracy and freeing your team to focus on their core strengths.
- Strategic, Future-Focused Support:
We do more than just review past numbers. We track key metrics, analyze profits deeply, and develop forecasts based on real scenarios. This forward-looking approach helps you make smarter decisions, lower risks, and scale your business with confidence.
ARGENTO CPA
Who Benefits from Our Fractional CFO Service?
Our Virtual CFO service is ideal if:
- Your business has passed the $2 million annual revenue mark and is eyeing further expansion.
- You need professional financial advice at a strategic level, but can’t justify a full-time CFO’s salary.
- You want to replace an existing CFO without needing onsite leadership every day.
- You value strategic, data-driven guidance at a predictable, affordable rate without sacrificing quality.
What’s Included:
Virtual CFO (Your Team Leader):
Your Virtual CFO oversees strategy, financial analysis, and regular guidance. Together, you’ll set KPIs, manage risk, improve margins, and grow cash reserves toward 10% of your annual revenue goal.
Senior Accountant (Your Daily Operations Pro):
The senior accountant ensures financial statements are accurate, oversees bookkeeping, answers day-to-day questions, and can step in for the CFO if needed—so you never miss a beat.
Tax Specialist (Your Behind-the-Scenes Expert):
Our tax specialist monitors your tax liabilities and handles complex tax matters. Working closely with your CFO, they ensure you set aside the right amounts and stay compliant, saving you from unpleasant surprises at year-end.
Core Services and Add-On Options:
Need more support? Add-on services—like Accounts Payable Management, Accounts Receivable Management, Payroll, Cash Flow Management, Credit Card Tracking, and Business & Personal Tax Returns—can be seamlessly integrated as your business evolves.
- Monthly & Quarterly Financial Reviews:
Clear financial reports on revenue streams, cost structures, and margins.
- KPI Tracking & Forecasting:
Get company-wide KPIs offering detailed forecasts and scenario planning.
- Cash Flow Management & AR/AP Optimization:
We help you keep money flowing smoothly with timely payments, efficient invoicing, and proactive receivables follow-up.
- Payroll Management & Expense Tracking:
We handle sensitive compensation details securely. We’ll ensure accurate payroll submissions, employee updates, and system integration.
- Credit Card Management:
Use tools like Dext to streamline receipt tracking and coding, keeping expenses organized and ensuring peace of mind.
Our Process:
Onboarding (4-8 Weeks):
We’ll spend the first few weeks understanding your business inside and out—customizing your chart of accounts, setting KPIs, reviewing policies, and identifying risks. Weekly check-ins keep everyone aligned and ensure a smooth start.
Ongoing Engagement:
Depending on your service level, we’ll join your leadership meetings bringing real-time financial insights, updated forecasts, and performance reviews. We constantly watch your cash flow, margins, and KPIs, and tweak strategies as needed to keep you on track.
Flexible Schedules, Tailored to You:
Your business has its own rhythm, so we adapt to fit it. Maybe pipeline reviews happen in week one, cash flow discussions in week two, and project follow-ups in week four. Our monthly cadence is adjustable and scalable—so you always get the guidance you need, right when you need it.
Choosing the Right Tier:
Transactional Service:
Perfect for smaller operations that need accurate, compliant financials as a reliable foundation.
Controller Service:
For those comfortable managing some aspects themselves but seeking more forecasting, KPI tracking, and guidance.
Virtual CFO Service:
Ideal for larger or rapidly growing companies that need in-depth strategic leadership, full KPI coverage, 12-month forecasting, and proactive financial management.
Ready for Financial Clarity & Control?
Don’t let financial complexities slow you down. With our Fractional CFO service, you gain seasoned leadership, streamlined financial support, and action-ready insights—all without the full-time CFO cost. Focus on growing your business while we handle the details that keep it profitable and stable.
Let’s start building a stronger financial foundation together.